Beloit, WI vs Whitewater, WI

Beloit is moderately more affordable than Whitewater, with a 7.9% lower cost of living index. Beloit scores 73 compared to 79 for Whitewater, where the US average is 100. This difference means residents of Whitewater can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Beloit is $989/month compared to $985/month in Whitewater — a 0% difference. Interestingly, home values tell a different story: while Whitewater has cheaper rent, Beloit actually has lower median home values ($133,500 vs $211,800).

Median household income in Beloit is $59,975 compared to $49,000 in Whitewater (+22.4%). Beloit offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Beloit spend roughly 19.8% of their income on rent, less than the 24.1% in Whitewater.