Beloit, WI vs Oshkosh, WI

Beloit, WI and Oshkosh, WI have a very similar cost of living, with only a 0.2% difference in their overall index. Beloit scores 73 while Oshkosh scores 73 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Beloit is $989/month compared to $908/month in Oshkosh — a 9% difference. Interestingly, home values tell a different story: while Oshkosh has cheaper rent, Beloit actually has lower median home values ($133,500 vs $168,400).

Median household income in Beloit is $59,975 compared to $61,929 in Oshkosh (-3.2%). While Oshkosh is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Beloit spend roughly 19.8% of their income on rent, more than the 17.6% in Oshkosh.