Beloit, WI vs Janesville, WI

Beloit is moderately more affordable than Janesville, with a 9.5% lower cost of living index. Beloit scores 73 compared to 81 for Janesville, where the US average is 100. This difference means residents of Janesville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Beloit is $989/month compared to $1,037/month in Janesville — a 5% difference. Home values follow the same pattern: Beloit is more affordable at $133,500 median vs $209,700.

Median household income in Beloit is $59,975 compared to $71,664 in Janesville (-16.3%). While Janesville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Beloit spend roughly 19.8% of their income on rent, more than the 17.4% in Janesville.