Beloit, KS vs Spearville, KS

Beloit is moderately more affordable than Spearville, with a 11.7% lower cost of living index. Beloit scores 62 compared to 70 for Spearville, where the US average is 100. This difference means residents of Spearville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Beloit is $739/month compared to $775/month in Spearville — a 5% difference. Home values follow the same pattern: Beloit is more affordable at $99,100 median vs $185,400.

Median household income in Beloit is $50,865 compared to $71,230 in Spearville (-28.6%). While Spearville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Beloit spend roughly 17.4% of their income on rent, more than the 13.1% in Spearville.