Belmont, MS vs Richland, MS

Belmont is moderately more affordable than Richland, with a 11.7% lower cost of living index. Belmont scores 68 compared to 77 for Richland, where the US average is 100. This difference means residents of Richland can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Belmont is $766/month compared to $1,146/month in Richland — a 33% difference. Interestingly, home values tell a different story: while Belmont has cheaper rent, Richland actually has lower median home values ($131,300 vs $160,900).

Median household income in Belmont is $43,152 compared to $63,611 in Richland (-32.2%). While Richland is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Belmont spend roughly 21.3% of their income on rent, less than the 21.6% in Richland.

Climate-wise, Richland is notably warmer with an average of 65.4°F compared to 59.6°F in Belmont. Belmont receives more rainfall at 58.7" per year compared to 57.3" in Richland.