Belmont, MS vs Holly Springs, MS

Holly Springs is moderately more affordable than Belmont, with a 5.9% lower cost of living index. Belmont scores 68 compared to 64 for Holly Springs, where the US average is 100. This difference means residents of Belmont can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Belmont is $766/month compared to $754/month in Holly Springs — a 2% difference. Home values follow the same pattern: Holly Springs is more affordable at $110,900 median vs $160,900.

Median household income in Belmont is $43,152 compared to $47,344 in Holly Springs (-8.9%). Holly Springs offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Belmont spend roughly 21.3% of their income on rent, more than the 19.1% in Holly Springs.

Climate-wise, both cities share similar average temperatures (59.6°F vs 59.6°F). Belmont receives more rainfall at 58.7" per year compared to 55.5" in Holly Springs.