Belmont, MS vs Derma, MS

Derma is moderately more affordable than Belmont, with a 13.5% lower cost of living index. Belmont scores 68 compared to 60 for Derma, where the US average is 100. This difference means residents of Belmont can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Belmont is $766/month compared to $721/month in Derma — a 6% difference. Home values follow the same pattern: Derma is more affordable at $78,900 median vs $160,900.

Median household income in Belmont is $43,152 compared to $52,879 in Derma (-18.4%). Derma offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Belmont spend roughly 21.3% of their income on rent, more than the 16.4% in Derma.

Climate-wise, Derma is notably warmer with an average of 63.6°F compared to 59.6°F in Belmont. Belmont receives more rainfall at 58.7" per year compared to 57.7" in Derma.