Bells, TX vs Hardin, TX

Bells is moderately more affordable than Hardin, with a 13.5% lower cost of living index. Bells scores 76 compared to 88 for Hardin, where the US average is 100. This difference means residents of Hardin can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Bells is $877/month compared to $1,397/month in Hardin — a 37% difference. Interestingly, home values tell a different story: while Bells has cheaper rent, Hardin actually has lower median home values ($128,800 vs $208,000).

Median household income in Bells is $89,635 compared to $54,625 in Hardin (+64.1%). Bells offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Bells spend roughly 11.7% of their income on rent, less than the 30.7% in Hardin. The Bells ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.