Belleville, IL vs Champaign, IL

Belleville is moderately more affordable than Champaign, with a 10.9% lower cost of living index. Belleville scores 73 compared to 82 for Champaign, where the US average is 100. This difference means residents of Champaign can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Belleville is $947/month compared to $1,103/month in Champaign — a 14% difference. Home values follow the same pattern: Belleville is more affordable at $131,000 median vs $199,700.

Median household income in Belleville is $60,529 compared to $57,544 in Champaign (+5.2%). Belleville offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Belleville spend roughly 18.8% of their income on rent, less than the 23% in Champaign.