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Bell Gardens, CA vs Downey, CA

134
Bell Gardens
California
VS
-15%
157
Downey
California

There is a significant gap in the cost of living between these two cities. Bell Gardens is 15% cheaper than Downey. With a cost index of 134 vs 157, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Bell Gardens to Downey should plan for substantially higher expenses across most categories.

On the housing front, median rent in Bell Gardens is $1,658/month compared to $1,892/month in Downey — a 12% difference. Home values follow the same pattern: Bell Gardens is more affordable at $527,900 median vs $728,500.

Median household income in Bell Gardens is $55,372 compared to $87,400 in Downey (-36.6%). While Downey is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bell Gardens spend roughly 35.9% of their income on rent, more than the 26% in Downey. The Downey ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Income & Cost

Cost of Living Index
Bell Gardens
134
15% cheaper
Downey
157
Median Household Income
Bell Gardens
$55,372
Downey
$87,400
37% higher

Housing

Median Rent
Bell Gardens
$1,658
12% cheaper
Downey
$1,892
Median Home Value
Bell Gardens
$527,900
28% cheaper
Downey
$728,500
Population
Bell Gardens
38,661
Downey
111,793

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Bell Gardens $2,031
Downey $2,031
1 Bed
Bell Gardens $2,272
Downey $2,272
2 Bed
Bell Gardens $2,835
Downey $2,835
3 Bed
Bell Gardens $3,599
Downey $3,599
4 Bed
Bell Gardens $4,010
Downey $4,010

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Bell Gardens $3.28
Downey $3.28
US $3.07
🥚
Eggs (grade A, large)
Bell Gardens $2.68
Downey $2.68
US $2.50
🥛
Milk (whole)
Bell Gardens $4.31
Downey $4.31
US $4.03
🍞
Bread (white)
Bell Gardens $1.98
Downey $1.98
US $1.85
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Chicken breast
Bell Gardens $4.44
Downey $4.44
US $4.14
Electricity
Bell Gardens $0.27
Downey $0.27
US $0.19