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Bell Gardens, CA vs Costa Mesa, CA

134
Bell Gardens
California
VS
-32.9%
199
Costa Mesa
California

The cost of living difference between Bell Gardens, CA and Costa Mesa, CA is dramatic. Bell Gardens is 32.9% cheaper than Costa Mesa, a gap that translates to thousands of dollars per year in household expenses. Bell Gardens has a cost index of 134 while Costa Mesa sits at 199, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bell Gardens is $1,658/month compared to $2,395/month in Costa Mesa — a 31% difference. Home values follow the same pattern: Bell Gardens is more affordable at $527,900 median vs $1,054,700.

Median household income in Bell Gardens is $55,372 compared to $110,073 in Costa Mesa (-49.7%). While Costa Mesa is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bell Gardens spend roughly 35.9% of their income on rent, more than the 26.1% in Costa Mesa. The Costa Mesa ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Income & Cost

Cost of Living Index
Bell Gardens
134
33% cheaper
Costa Mesa
199
Median Household Income
Bell Gardens
$55,372
Costa Mesa
$110,073
50% higher

Housing

Median Rent
Bell Gardens
$1,658
31% cheaper
Costa Mesa
$2,395
Median Home Value
Bell Gardens
$527,900
50% cheaper
Costa Mesa
$1,054,700
Population
Bell Gardens
38,661
Costa Mesa
110,538

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Bell Gardens $2,031
Costa Mesa $2,031
1 Bed
Bell Gardens $2,272
Costa Mesa $2,272
2 Bed
Bell Gardens $2,835
Costa Mesa $2,835
3 Bed
Bell Gardens $3,599
Costa Mesa $3,599
4 Bed
Bell Gardens $4,010
Costa Mesa $4,010

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Bell Gardens $3.28
Costa Mesa $3.28
US $3.07
🥚
Eggs (grade A, large)
Bell Gardens $2.68
Costa Mesa $2.68
US $2.50
🥛
Milk (whole)
Bell Gardens $4.31
Costa Mesa $4.31
US $4.03
🍞
Bread (white)
Bell Gardens $1.98
Costa Mesa $1.98
US $1.85
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Chicken breast
Bell Gardens $4.44
Costa Mesa $4.44
US $4.14
Electricity
Bell Gardens $0.27
Costa Mesa $0.27
US $0.19