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Bell Gardens, CA vs Carpinteria, CA

134
Bell Gardens
California
VS
-29.6%
190
Carpinteria
California

There is a significant gap in the cost of living between these two cities. Bell Gardens is 29.6% cheaper than Carpinteria. With a cost index of 134 vs 190, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Bell Gardens to Carpinteria should plan for substantially higher expenses across most categories.

On the housing front, median rent in Bell Gardens is $1,658/month compared to $2,341/month in Carpinteria — a 29% difference. Home values follow the same pattern: Bell Gardens is more affordable at $527,900 median vs $965,200.

Median household income in Bell Gardens is $55,372 compared to $104,233 in Carpinteria (-46.9%). While Carpinteria is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bell Gardens spend roughly 35.9% of their income on rent, more than the 27% in Carpinteria. The Carpinteria ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Income & Cost

Cost of Living Index
Bell Gardens
134
30% cheaper
Carpinteria
190
Median Household Income
Bell Gardens
$55,372
Carpinteria
$104,233
47% higher

Housing

Median Rent
Bell Gardens
$1,658
29% cheaper
Carpinteria
$2,341
Median Home Value
Bell Gardens
$527,900
45% cheaper
Carpinteria
$965,200
Population
Bell Gardens
38,661
Carpinteria
13,100

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Bell Gardens $2,031
Carpinteria $2,770
27% cheaper
1 Bed
Bell Gardens $2,272
Carpinteria $3,090
26% cheaper
2 Bed
Bell Gardens $2,835
Carpinteria $3,520
19% cheaper
3 Bed
Bell Gardens $3,599
Carpinteria $4,590
22% cheaper
4 Bed
Bell Gardens $4,010
Carpinteria $5,230
23% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Bell Gardens $3.28
Carpinteria $3.22
US $3.07
🥚
Eggs (grade A, large)
Bell Gardens $2.68
Carpinteria $2.62
US $2.50
🥛
Milk (whole)
Bell Gardens $4.31
Carpinteria $4.22
US $4.03
🍞
Bread (white)
Bell Gardens $1.98
Carpinteria $1.94
US $1.85
🍗
Chicken breast
Bell Gardens $4.44
Carpinteria $4.35
US $4.14
Electricity
Bell Gardens $0.27
Carpinteria $0.25
US $0.19