Bell, FL vs Ocean Ridge, FL

The cost of living difference between Bell, FL and Ocean Ridge, FL is dramatic. Bell is 58.3% cheaper than Ocean Ridge, a gap that translates to thousands of dollars per year in household expenses. Bell has a cost index of 78 while Ocean Ridge sits at 186, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bell is $1,000/month compared to $1,987/month in Ocean Ridge — a 50% difference. Home values follow the same pattern: Bell is more affordable at $163,300 median vs $1,059,000.

Median household income in Bell is $68,929 compared to $111,023 in Ocean Ridge (-37.9%). The higher salaries in Ocean Ridge partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Bell spend roughly 17.4% of their income on rent, less than the 21.5% in Ocean Ridge.