Bell, FL vs Belleair Beach, FL

The cost of living difference between Bell, FL and Belleair Beach, FL is dramatic. Bell is 62.3% cheaper than Belleair Beach, a gap that translates to thousands of dollars per year in household expenses. Bell has a cost index of 78 while Belleair Beach sits at 206, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bell is $1,000/month compared to $2,955/month in Belleair Beach — a 66% difference. Home values follow the same pattern: Bell is more affordable at $163,300 median vs $987,000.

Median household income in Bell is $68,929 compared to $137,045 in Belleair Beach (-49.7%). The higher salaries in Belleair Beach partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Bell spend roughly 17.4% of their income on rent, less than the 25.9% in Belleair Beach.