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Bell, CA vs Home Gardens, CA

133
Bell
California
VS
+1.1%
131
Home Gardens
California

Bell, CA and Home Gardens, CA have a very similar cost of living, with only a 1.1% difference in their overall index. Bell scores 133 while Home Gardens scores 131 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Bell is $1,538/month compared to $1,744/month in Home Gardens — a 12% difference. Interestingly, home values tell a different story: while Bell has cheaper rent, Home Gardens actually has lower median home values ($498,800 vs $561,400).

Median household income in Bell is $60,641 compared to $92,344 in Home Gardens (-34.3%). Home Gardens offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Bell spend roughly 30.4% of their income on rent, more than the 22.7% in Home Gardens. The Home Gardens ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Income & Cost

Cost of Living Index
Bell
133
Home Gardens
131
1% cheaper
Median Household Income
Bell
$60,641
Home Gardens
$92,344
34% higher

Housing

Median Rent
Bell
$1,538
12% cheaper
Home Gardens
$1,744
Median Home Value
Bell
$561,400
Home Gardens
$498,800
11% cheaper
Population
Bell
32,830
Home Gardens
11,430

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Bell $2,031
Home Gardens $2,020
1% cheaper
1 Bed
Bell $2,272
Home Gardens $2,148
5% cheaper
2 Bed
Bell $2,835
Home Gardens $2,675
6% cheaper
3 Bed
Bell $3,599
Home Gardens $3,520
2% cheaper
4 Bed
Bell $4,010
Home Gardens $4,178
4% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Bell $3.28
Home Gardens $3.13
US $3.07
🥚
Eggs (grade A, large)
Bell $2.68
Home Gardens $2.55
US $2.50
🥛
Milk (whole)
Bell $4.31
Home Gardens $4.11
US $4.03
🍞
Bread (white)
Bell $1.98
Home Gardens $1.89
US $1.85
🍗
Chicken breast
Bell $4.44
Home Gardens $4.22
US $4.14
Electricity
Bell $0.27
Home Gardens $0.31
US $0.19