Belford, NJ vs Belmar, NJ

Belford is moderately more affordable than Belmar, with a 9.2% lower cost of living index. Belford scores 144 compared to 158 for Belmar, where the US average is 100. This difference means residents of Belmar can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Belford is $2,111/month compared to $1,832/month in Belmar — a 15% difference. Interestingly, home values tell a different story: while Belmar has cheaper rent, Belford actually has lower median home values ($491,100 vs $771,400).

Median household income in Belford is $121,406 compared to $92,859 in Belmar (+30.7%). Belford offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Belford spend roughly 20.9% of their income on rent, less than the 23.7% in Belmar.