Bedford, TX vs Pampa, TX

The cost of living difference between Bedford, TX and Pampa, TX is dramatic. Pampa is 54.7% cheaper than Bedford, a gap that translates to thousands of dollars per year in household expenses. Bedford has a cost index of 106 while Pampa sits at 68, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bedford is $1,429/month compared to $898/month in Pampa — a 59% difference. Home values follow the same pattern: Pampa is more affordable at $95,800 median vs $322,300.

Median household income in Bedford is $81,393 compared to $53,458 in Pampa (+52.3%). The higher salaries in Bedford partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Bedford spend roughly 21.1% of their income on rent, more than the 20.2% in Pampa.