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Bedford, TX vs McAllen, TX

106
Bedford
Texas
VS
+40.4%
75
McAllen
Texas

The cost of living difference between Bedford, TX and McAllen, TX is dramatic. McAllen is 40.4% cheaper than Bedford, a gap that translates to thousands of dollars per year in household expenses. Bedford has a cost index of 106 while McAllen sits at 75, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bedford is $1,429/month compared to $1,017/month in McAllen — a 41% difference. Home values follow the same pattern: McAllen is more affordable at $173,800 median vs $322,300.

Median household income in Bedford is $81,393 compared to $60,165 in McAllen (+35.3%). The higher salaries in Bedford partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Bedford spend roughly 21.1% of their income on rent, more than the 20.3% in McAllen.

Income & Cost

Cost of Living Index
Bedford
106
McAllen
75
29% cheaper
Median Household Income
Bedford
$81,393
26% higher
McAllen
$60,165

Housing

Median Rent
Bedford
$1,429
McAllen
$1,017
29% cheaper
Median Home Value
Bedford
$322,300
McAllen
$173,800
46% cheaper
Population
Bedford
49,191
McAllen
143,789

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Bedford $3.18
McAllen $2.85
US $3.07
🥚
Eggs (grade A, large)
Bedford $2.59
McAllen $2.32
US $2.50
🥛
Milk (whole)
Bedford $4.17
McAllen $3.74
US $4.03
🍞
Bread (white)
Bedford $1.92
McAllen $1.72
US $1.85
🍗
Chicken breast
Bedford $4.29
McAllen $3.85
US $4.14
Electricity
Bedford $0.18
McAllen $0.17
US $0.19