Bedford, TX vs Gainesville, TX

The cost of living difference between Bedford, TX and Gainesville, TX is dramatic. Gainesville is 34.7% cheaper than Bedford, a gap that translates to thousands of dollars per year in household expenses. Bedford has a cost index of 106 while Gainesville sits at 78, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bedford is $1,429/month compared to $1,080/month in Gainesville — a 32% difference. Home values follow the same pattern: Gainesville is more affordable at $162,900 median vs $322,300.

Median household income in Bedford is $81,393 compared to $56,341 in Gainesville (+44.5%). While Bedford is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bedford spend roughly 21.1% of their income on rent, less than the 23% in Gainesville.