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Bedford, OH vs Coldwater, OH

75
Bedford
Ohio
VS
+1.2%
74
Coldwater
Ohio

Bedford, OH and Coldwater, OH have a very similar cost of living, with only a 1.2% difference in their overall index. Bedford scores 75 while Coldwater scores 74 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Bedford is $1,061/month compared to $800/month in Coldwater — a 33% difference. Interestingly, home values tell a different story: while Coldwater has cheaper rent, Bedford actually has lower median home values ($124,900 vs $215,700).

Median household income in Bedford is $56,563 compared to $77,730 in Coldwater (-27.2%). Coldwater offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Bedford spend roughly 22.5% of their income on rent, more than the 12.4% in Coldwater.

Climate-wise, both cities share similar average temperatures (52.3°F vs 51.4°F). Coldwater receives more rainfall at 35.8" per year compared to 33.3" in Bedford.

Income & Cost

Cost of Living Index
Bedford
75
Coldwater
74
1% cheaper
Median Household Income
Bedford
$56,563
Coldwater
$77,730
27% higher

Housing

Median Rent
Bedford
$1,061
Coldwater
$800
25% cheaper
Median Home Value
Bedford
$124,900
42% cheaper
Coldwater
$215,700
Population
Bedford
12,960
Coldwater
4,387

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Bedford $2.89
Coldwater
US $3.07
🥚
Eggs (grade A, large)
Bedford $2.35
Coldwater
US $2.50
🥛
Milk (whole)
Bedford $3.79
Coldwater
US $4.03
🍞
Bread (white)
Bedford $1.74
Coldwater
US $1.85
🍗
Chicken breast
Bedford $3.90
Coldwater
US $4.14
Electricity
Bedford $0.17
Coldwater
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Bedford 52.3°F
Coldwater 51.4°F
Summer High
Bedford 81°F
Coldwater 84°F
Winter Low
Bedford 24°F
Coldwater 20°F
Rainfall
Bedford 33.3"
Coldwater 35.8"
Rainy Days
Bedford 138d
Coldwater 139d