Bedford, KY vs Pembroke, KY

Bedford is moderately more affordable than Pembroke, with a 13.7% lower cost of living index. Bedford scores 65 compared to 75 for Pembroke, where the US average is 100. This difference means residents of Pembroke can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Bedford is $865/month compared to $909/month in Pembroke — a 5% difference. Home values follow the same pattern: Bedford is more affordable at $81,100 median vs $190,600.

Median household income in Bedford is $33,750 compared to $69,196 in Pembroke (-51.2%). While Pembroke is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bedford spend roughly 30.8% of their income on rent, more than the 15.8% in Pembroke. The Pembroke ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.