Beardstown, IL vs Cambridge, IL

Beardstown is moderately more affordable than Cambridge, with a 12.5% lower cost of living index. Beardstown scores 64 compared to 73 for Cambridge, where the US average is 100. This difference means residents of Cambridge can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Beardstown is $769/month compared to $1,039/month in Cambridge — a 26% difference. Home values follow the same pattern: Beardstown is more affordable at $80,800 median vs $120,400.

Median household income in Beardstown is $58,765 compared to $72,292 in Cambridge (-18.7%). While Cambridge is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Beardstown spend roughly 15.7% of their income on rent, less than the 17.2% in Cambridge.