Beardsley, MN vs St. Stephen, MN

The cost of living difference between Beardsley, MN and St. Stephen, MN is dramatic. Beardsley is 31.7% cheaper than St. Stephen, a gap that translates to thousands of dollars per year in household expenses. Beardsley has a cost index of 56 while St. Stephen sits at 82, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Beardsley is $533/month compared to $1,025/month in St. Stephen — a 48% difference. Home values follow the same pattern: Beardsley is more affordable at $74,500 median vs $237,600.

Median household income in Beardsley is $67,857 compared to $94,875 in St. Stephen (-28.5%). The higher salaries in St. Stephen partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Beardsley spend roughly 9.4% of their income on rent, less than the 13% in St. Stephen.