Bayonne, NJ vs Camden, NJ

The cost of living difference between Bayonne, NJ and Camden, NJ is dramatic. Camden is 57.1% cheaper than Bayonne, a gap that translates to thousands of dollars per year in household expenses. Bayonne has a cost index of 124 while Camden sits at 79, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bayonne is $1,593/month compared to $1,157/month in Camden — a 38% difference. Home values follow the same pattern: Camden is more affordable at $100,400 median vs $446,100.

Median household income in Bayonne is $81,285 compared to $40,450 in Camden (+101%). While Bayonne is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bayonne spend roughly 23.5% of their income on rent, less than the 34.3% in Camden. The Bayonne ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.