Bayard, NE vs O'Neill, NE

Bayard is moderately more affordable than O'Neill, with a 10.4% lower cost of living index. Bayard scores 57 compared to 64 for O'Neill, where the US average is 100. This difference means residents of O'Neill can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Bayard is $553/month compared to $712/month in O'Neill — a 22% difference. Home values follow the same pattern: Bayard is more affordable at $107,900 median vs $130,900.

Median household income in Bayard is $61,818 compared to $66,458 in O'Neill (-7%). The higher salaries in O'Neill partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Bayard spend roughly 10.7% of their income on rent, less than the 12.9% in O'Neill.

Climate-wise, both cities share similar average temperatures (49.9°F vs 49°F). O'Neill receives more rainfall at 23.8" per year compared to 15.7" in Bayard.