Bayard, NE vs Cozad, NE

Bayard is moderately more affordable than Cozad, with a 13.5% lower cost of living index. Bayard scores 57 compared to 66 for Cozad, where the US average is 100. This difference means residents of Cozad can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Bayard is $553/month compared to $820/month in Cozad — a 33% difference. Home values follow the same pattern: Bayard is more affordable at $107,900 median vs $118,600.

Median household income in Bayard is $61,818 compared to $50,161 in Cozad (+23.2%). Bayard offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Bayard spend roughly 10.7% of their income on rent, less than the 19.6% in Cozad.

Climate-wise, both cities share similar average temperatures (49.9°F vs 49.9°F). Cozad receives more rainfall at 21.1" per year compared to 15.7" in Bayard.