Bay St. Louis, MS vs Pearl, MS

Pearl is moderately more affordable than Bay St. Louis, with a 5.3% lower cost of living index. Bay St. Louis scores 85 compared to 80 for Pearl, where the US average is 100. This difference means residents of Bay St. Louis can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Bay St. Louis is $1,138/month compared to $1,152/month in Pearl — a 1% difference. Interestingly, home values tell a different story: while Bay St. Louis has cheaper rent, Pearl actually has lower median home values ($170,900 vs $231,900).

Median household income in Bay St. Louis is $70,082 compared to $54,643 in Pearl (+28.3%). While Bay St. Louis is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bay St. Louis spend roughly 19.5% of their income on rent, less than the 25.3% in Pearl.

Climate-wise, both cities share similar average temperatures (68.3°F vs 65.4°F). Bay St. Louis receives more rainfall at 62.8" per year compared to 57.3" in Pearl.