Bay Hill, FL vs Middleburg, FL

The cost of living difference between Bay Hill, FL and Middleburg, FL is dramatic. Middleburg is 82.4% cheaper than Bay Hill, a gap that translates to thousands of dollars per year in household expenses. Bay Hill has a cost index of 160 while Middleburg sits at 88, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bay Hill is $2,345/month compared to $1,094/month in Middleburg — a 114% difference. Home values follow the same pattern: Middleburg is more affordable at $241,700 median vs $653,900.

Median household income in Bay Hill is $141,170 compared to $70,877 in Middleburg (+99.2%). While Bay Hill is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bay Hill spend roughly 19.9% of their income on rent, more than the 18.5% in Middleburg.