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Bay, AR vs Black Rock, AR

70
Bay
Arkansas
VS
+18.7%
59
Black Rock
Arkansas

There is a significant gap in the cost of living between these two cities. Black Rock is 18.7% cheaper than Bay. With a cost index of 59 vs 70, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Black Rock to Bay should plan for substantially higher expenses across most categories.

On the housing front, median rent in Bay is $1,013/month compared to $760/month in Black Rock — a 33% difference. Home values follow the same pattern: Black Rock is more affordable at $68,300 median vs $109,000.

Median household income in Bay is $58,000 compared to $59,531 in Black Rock (-2.6%). Black Rock offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Bay spend roughly 21% of their income on rent, more than the 15.3% in Black Rock.

Income & Cost

Cost of Living Index
Bay
70
Black Rock
59
16% cheaper
Median Household Income
Bay
$58,000
Black Rock
$59,531
3% higher

Housing

Median Rent
Bay
$1,013
Black Rock
$760
25% cheaper
Median Home Value
Bay
$109,000
Black Rock
$68,300
37% cheaper
Population
Bay
2,369
Black Rock
790

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Bay $840
Black Rock $840
1 Bed
Bay $940
Black Rock $940
2 Bed
Bay $1,060
Black Rock $1,060
3 Bed
Bay $1,390
Black Rock $1,390
4 Bed
Bay $1,620
Black Rock $1,620

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Bay $2.85
Black Rock $2.85
US $3.07
🥚
Eggs (grade A, large)
Bay $2.33
Black Rock $2.33
US $2.50
🥛
Milk (whole)
Bay $3.75
Black Rock $3.75
US $4.03
🍞
Bread (white)
Bay $1.72
Black Rock $1.72
US $1.85
🍗
Chicken breast
Bay $3.86
Black Rock $3.86
US $4.14
Electricity
Bay $0.15
Black Rock $0.15
US $0.19