Bath, NY vs Cold Spring, NY

The cost of living difference between Bath, NY and Cold Spring, NY is dramatic. Bath is 51.9% cheaper than Cold Spring, a gap that translates to thousands of dollars per year in household expenses. Bath has a cost index of 68 while Cold Spring sits at 140, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bath is $750/month compared to $1,734/month in Cold Spring — a 57% difference. Home values follow the same pattern: Bath is more affordable at $104,300 median vs $590,600.

Median household income in Bath is $45,514 compared to $116,635 in Cold Spring (-61%). While Cold Spring is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bath spend roughly 19.8% of their income on rent, more than the 17.8% in Cold Spring.

Climate-wise, both cities share similar average temperatures (48°F vs 50.5°F). Cold Spring receives more rainfall at 41.9" per year compared to 32.4" in Bath.