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Bartlett, TN vs Germantown, TN

106
Bartlett
Tennessee
VS
-13.2%
122
Germantown
Tennessee

Bartlett is moderately more affordable than Germantown, with a 13.2% lower cost of living index. Bartlett scores 106 compared to 122 for Germantown, where the US average is 100. This difference means residents of Germantown can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Bartlett is $1,658/month compared to $1,760/month in Germantown — a 6% difference. Home values follow the same pattern: Bartlett is more affordable at $283,700 median vs $441,200.

Median household income in Bartlett is $100,660 compared to $144,799 in Germantown (-30.5%). While Germantown is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bartlett spend roughly 19.8% of their income on rent, more than the 14.6% in Germantown.

Income & Cost

Cost of Living Index
Bartlett
106
13% cheaper
Germantown
122
Median Household Income
Bartlett
$100,660
Germantown
$144,799
30% higher

Housing

Median Rent
Bartlett
$1,658
6% cheaper
Germantown
$1,760
Median Home Value
Bartlett
$283,700
36% cheaper
Germantown
$441,200
Population
Bartlett
56,998
Germantown
40,812

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Bartlett $1,064
Germantown $1,064
1 Bed
Bartlett $1,164
Germantown $1,164
2 Bed
Bartlett $1,298
Germantown $1,298
3 Bed
Bartlett $1,709
Germantown $1,709
4 Bed
Bartlett $1,993
Germantown $1,993

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Bartlett $2.89
Germantown $2.89
US $3.07
🥚
Eggs (grade A, large)
Bartlett $2.36
Germantown $2.36
US $2.50
🥛
Milk (whole)
Bartlett $3.80
Germantown $3.80
US $4.03
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Bread (white)
Bartlett $1.75
Germantown $1.75
US $1.85
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Chicken breast
Bartlett $3.91
Germantown $3.91
US $4.14
Electricity
Bartlett $0.15
Germantown $0.15
US $0.19