Barnegat, NJ vs Oxford, NJ

The cost of living difference between Barnegat, NJ and Oxford, NJ is dramatic. Oxford is 71.8% cheaper than Barnegat, a gap that translates to thousands of dollars per year in household expenses. Barnegat has a cost index of 129 while Oxford sits at 75, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Barnegat is $1,870/month compared to $858/month in Oxford — a 118% difference. Home values follow the same pattern: Oxford is more affordable at $175,000 median vs $398,900.

Median household income in Barnegat is $105,091 compared to $77,188 in Oxford (+36.1%). The higher salaries in Barnegat partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Barnegat spend roughly 21.4% of their income on rent, more than the 13.3% in Oxford.