Barnard, MO vs Hartville, MO

Barnard is moderately more affordable than Hartville, with a 12.6% lower cost of living index. Barnard scores 46 compared to 52 for Hartville, where the US average is 100. This difference means residents of Hartville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Barnard is $327/month compared to $385/month in Hartville — a 15% difference. Home values follow the same pattern: Barnard is more affordable at $63,600 median vs $106,300.

Median household income in Barnard is $24,457 compared to $28,125 in Hartville (-13%). While Hartville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Barnard spend roughly 16% of their income on rent, less than the 16.4% in Hartville.