Bardstown, KY vs Independence, KY

Bardstown is moderately more affordable than Independence, with a 14.7% lower cost of living index. Bardstown scores 76 compared to 89 for Independence, where the US average is 100. This difference means residents of Independence can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Bardstown is $917/month compared to $1,204/month in Independence — a 24% difference. Home values follow the same pattern: Bardstown is more affordable at $190,800 median vs $240,500.

Median household income in Bardstown is $49,781 compared to $98,653 in Independence (-49.5%). While Independence is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bardstown spend roughly 22.1% of their income on rent, more than the 14.6% in Independence.