Bardstown, KY vs Covington, KY

Bardstown, KY and Covington, KY have a very similar cost of living, with only a 0.7% difference in their overall index. Bardstown scores 76 while Covington scores 76 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Bardstown is $917/month compared to $949/month in Covington — a 3% difference. Interestingly, home values tell a different story: while Bardstown has cheaper rent, Covington actually has lower median home values ($167,900 vs $190,800).

Median household income in Bardstown is $49,781 compared to $58,814 in Covington (-15.4%). Covington offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Bardstown spend roughly 22.1% of their income on rent, more than the 19.4% in Covington.