Ballwin, MO vs Ferguson, MO

The cost of living difference between Ballwin, MO and Ferguson, MO is dramatic. Ferguson is 41.4% cheaper than Ballwin, a gap that translates to thousands of dollars per year in household expenses. Ballwin has a cost index of 104 while Ferguson sits at 74, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Ballwin is $1,386/month compared to $1,066/month in Ferguson — a 30% difference. Home values follow the same pattern: Ferguson is more affordable at $99,300 median vs $353,400.

Median household income in Ballwin is $121,170 compared to $46,106 in Ferguson (+162.8%). While Ballwin is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Ballwin spend roughly 13.7% of their income on rent, less than the 27.7% in Ferguson.