Ballwin, MO vs Chesterfield, MO

Ballwin is moderately more affordable than Chesterfield, with a 11.6% lower cost of living index. Ballwin scores 104 compared to 118 for Chesterfield, where the US average is 100. This difference means residents of Chesterfield can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ballwin is $1,386/month compared to $1,553/month in Chesterfield — a 11% difference. Home values follow the same pattern: Ballwin is more affordable at $353,400 median vs $458,000.

Median household income in Ballwin is $121,170 compared to $133,380 in Chesterfield (-9.2%). The higher salaries in Chesterfield partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Ballwin spend roughly 13.7% of their income on rent, less than the 14% in Chesterfield.