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Ballenger Creek, MD vs Gaithersburg, MD

127
Ballenger Creek
Maryland
VS
-8.8%
139
Gaithersburg
Maryland

Ballenger Creek is moderately more affordable than Gaithersburg, with a 8.8% lower cost of living index. Ballenger Creek scores 127 compared to 139 for Gaithersburg, where the US average is 100. This difference means residents of Gaithersburg can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Ballenger Creek is $1,913/month compared to $2,008/month in Gaithersburg — a 5% difference. Home values follow the same pattern: Ballenger Creek is more affordable at $369,800 median vs $484,500.

Median household income in Ballenger Creek is $108,385 compared to $107,496 in Gaithersburg (+0.8%). Ballenger Creek offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Ballenger Creek spend roughly 21.2% of their income on rent, less than the 22.4% in Gaithersburg.

Climate-wise, both cities share similar average temperatures (55.4°F vs 55.7°F). Gaithersburg receives more rainfall at 43.2" per year compared to 35.6" in Ballenger Creek.

Income & Cost

Cost of Living Index
Ballenger Creek
127
9% cheaper
Gaithersburg
139
Median Household Income
Ballenger Creek
$108,385
1% higher
Gaithersburg
$107,496

Housing

Median Rent
Ballenger Creek
$1,913
5% cheaper
Gaithersburg
$2,008
Median Home Value
Ballenger Creek
$369,800
24% cheaper
Gaithersburg
$484,500
Population
Ballenger Creek
25,866
Gaithersburg
69,225

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Ballenger Creek $3.26
Gaithersburg $3.26
US $3.07
🥚
Eggs (grade A, large)
Ballenger Creek $2.66
Gaithersburg $2.66
US $2.50
🥛
Milk (whole)
Ballenger Creek $4.28
Gaithersburg $4.28
US $4.03
🍞
Bread (white)
Ballenger Creek $1.97
Gaithersburg $1.97
US $1.85
🍗
Chicken breast
Ballenger Creek $4.41
Gaithersburg $4.41
US $4.14
Electricity
Ballenger Creek $0.20
Gaithersburg $0.20
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Ballenger Creek 55.4°F
Gaithersburg 55.7°F
Summer High
Ballenger Creek 87°F
Gaithersburg 88°F
Winter Low
Ballenger Creek 25°F
Gaithersburg 25°F
Rainfall
Ballenger Creek 35.6"
Gaithersburg 43.2"
Rainy Days
Ballenger Creek 124d
Gaithersburg 121d