Baldwin, NY vs Haverstraw, NY

Haverstraw is moderately more affordable than Baldwin, with a 13.4% lower cost of living index. Baldwin scores 138 compared to 122 for Haverstraw, where the US average is 100. This difference means residents of Baldwin can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Baldwin is $1,695/month compared to $1,741/month in Haverstraw — a 3% difference. Interestingly, home values tell a different story: while Baldwin has cheaper rent, Haverstraw actually has lower median home values ($361,800 vs $578,200).

Median household income in Baldwin is $139,840 compared to $67,447 in Haverstraw (+107.3%). While Baldwin is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Baldwin spend roughly 14.5% of their income on rent, less than the 31% in Haverstraw. The Baldwin ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Climate-wise, both cities share similar average temperatures (54.3°F vs 52°F). Haverstraw receives more rainfall at 47.8" per year compared to 43.3" in Baldwin.