Baldwin, FL vs Lely, FL

The cost of living difference between Baldwin, FL and Lely, FL is dramatic. Baldwin is 44.9% cheaper than Lely, a gap that translates to thousands of dollars per year in household expenses. Baldwin has a cost index of 64 while Lely sits at 116, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Baldwin is $514/month compared to $1,826/month in Lely — a 72% difference. Home values follow the same pattern: Baldwin is more affordable at $167,200 median vs $290,400.

Median household income in Baldwin is $55,862 compared to $65,029 in Lely (-14.1%). Lely does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Baldwin spend roughly 11% of their income on rent, less than the 33.7% in Lely. The Baldwin ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.