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Bala Cynwyd, PA vs Chambersburg, PA

142
Bala Cynwyd
Pennsylvania
VS
+73.3%
82
Chambersburg
Pennsylvania

The cost of living difference between Bala Cynwyd, PA and Chambersburg, PA is dramatic. Chambersburg is 73.3% cheaper than Bala Cynwyd, a gap that translates to thousands of dollars per year in household expenses. Bala Cynwyd has a cost index of 142 while Chambersburg sits at 82, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bala Cynwyd is $1,812/month compared to $1,088/month in Chambersburg — a 67% difference. Home values follow the same pattern: Chambersburg is more affordable at $196,200 median vs $628,400.

Median household income in Bala Cynwyd is $144,453 compared to $56,177 in Chambersburg (+157.1%). While Bala Cynwyd is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bala Cynwyd spend roughly 15.1% of their income on rent, less than the 23.2% in Chambersburg.

Climate-wise, both cities share similar average temperatures (56.3°F vs 55.4°F). Bala Cynwyd receives more rainfall at 44.1" per year compared to 35.6" in Chambersburg.

Income & Cost

Cost of Living Index
Bala Cynwyd
142
Chambersburg
82
42% cheaper
Median Household Income
Bala Cynwyd
$144,453
61% higher
Chambersburg
$56,177

Housing

Median Rent
Bala Cynwyd
$1,812
Chambersburg
$1,088
40% cheaper
Median Home Value
Bala Cynwyd
$628,400
Chambersburg
$196,200
69% cheaper
Population
Bala Cynwyd
9,622
Chambersburg
22,051

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Bala Cynwyd $3.01
Chambersburg $3.01
US $3.07
🥚
Eggs (grade A, large)
Bala Cynwyd $2.46
Chambersburg $2.46
US $2.50
🥛
Milk (whole)
Bala Cynwyd $3.95
Chambersburg $3.96
US $4.03
🍞
Bread (white)
Bala Cynwyd $1.82
Chambersburg $1.82
US $1.85
🍗
Chicken breast
Bala Cynwyd $4.07
Chambersburg $4.07
US $4.14
Electricity
Bala Cynwyd $0.23
Chambersburg $0.22
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Bala Cynwyd 56.3°F
Chambersburg 55.4°F
Summer High
Bala Cynwyd 88°F
Chambersburg 87°F
Winter Low
Bala Cynwyd 26°F
Chambersburg 25°F
Rainfall
Bala Cynwyd 44.1"
Chambersburg 35.6"
Rainy Days
Bala Cynwyd 121d
Chambersburg 124d