Bailey, TX vs Toco, TX

The cost of living difference between Bailey, TX and Toco, TX is dramatic. Toco is 30.1% cheaper than Bailey, a gap that translates to thousands of dollars per year in household expenses. Bailey has a cost index of 86 while Toco sits at 66, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bailey is $1,354/month compared to $900/month in Toco — a 50% difference. Home values follow the same pattern: Toco is more affordable at $68,300 median vs $110,400.

Median household income in Bailey is $53,750 compared to $56,250 in Toco (-4.4%). Toco offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Bailey spend roughly 30.2% of their income on rent, more than the 19.2% in Toco. The Toco ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.