Avoca, IA vs Monticello, IA

Monticello is moderately more affordable than Avoca, with a 12.1% lower cost of living index. Avoca scores 72 compared to 65 for Monticello, where the US average is 100. This difference means residents of Avoca can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Avoca is $873/month compared to $659/month in Monticello — a 33% difference. Home values follow the same pattern: Monticello is more affordable at $160,500 median vs $165,700.

Median household income in Avoca is $70,552 compared to $67,788 in Monticello (+4.1%). Avoca does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Avoca spend roughly 14.8% of their income on rent, more than the 11.7% in Monticello.