Atoka, TN vs Spurgeon, TN

The cost of living difference between Atoka, TN and Spurgeon, TN is dramatic. Spurgeon is 34.4% cheaper than Atoka, a gap that translates to thousands of dollars per year in household expenses. Atoka has a cost index of 94 while Spurgeon sits at 70, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Atoka is $1,279/month compared to $796/month in Spurgeon — a 61% difference. Home values follow the same pattern: Spurgeon is more affordable at $197,500 median vs $283,500.

Median household income in Atoka is $86,922 compared to $66,091 in Spurgeon (+31.5%). The higher salaries in Atoka partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Atoka spend roughly 17.7% of their income on rent, more than the 14.5% in Spurgeon.