Atlantic City, NJ vs Camden, NJ

Atlantic City, NJ and Camden, NJ have a very similar cost of living, with only a 4.9% difference in their overall index. Atlantic City scores 83 while Camden scores 79 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Atlantic City is $1,084/month compared to $1,157/month in Camden — a 6% difference. Interestingly, home values tell a different story: while Atlantic City has cheaper rent, Camden actually has lower median home values ($100,400 vs $189,600).

Median household income in Atlantic City is $36,220 compared to $40,450 in Camden (-10.5%). Camden offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Atlantic City spend roughly 35.9% of their income on rent, more than the 34.3% in Camden. The Camden ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.