Atlantic Beach, FL vs Big Pine Key, FL

Atlantic Beach, FL and Big Pine Key, FL have a very similar cost of living, with only a 3.3% difference in their overall index. Atlantic Beach scores 138 while Big Pine Key scores 143 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Atlantic Beach is $1,883/month compared to $2,017/month in Big Pine Key — a 7% difference. Interestingly, home values tell a different story: while Atlantic Beach has cheaper rent, Big Pine Key actually has lower median home values ($561,500 vs $565,500).

Median household income in Atlantic Beach is $103,288 compared to $92,452 in Big Pine Key (+11.7%). Atlantic Beach offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Atlantic Beach spend roughly 21.9% of their income on rent, less than the 26.2% in Big Pine Key.