Asbury Park, NJ vs Garfield, NJ

Garfield is moderately more affordable than Asbury Park, with a 5.2% lower cost of living index. Asbury Park scores 132 compared to 126 for Garfield, where the US average is 100. This difference means residents of Asbury Park can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Asbury Park is $1,679/month compared to $1,612/month in Garfield — a 4% difference. Home values follow the same pattern: Garfield is more affordable at $454,300 median vs $508,800.

Median household income in Asbury Park is $71,080 compared to $75,701 in Garfield (-6.1%). Garfield offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Asbury Park spend roughly 28.3% of their income on rent, more than the 25.6% in Garfield.