Arlington, TN vs Germantown, TN

Arlington, TN and Germantown, TN have a very similar cost of living, with only a 2.2% difference in their overall index. Arlington scores 124 while Germantown scores 122 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Arlington is $2,046/month compared to $1,760/month in Germantown — a 16% difference. Interestingly, home values tell a different story: while Germantown has cheaper rent, Arlington actually has lower median home values ($367,700 vs $441,200).

Median household income in Arlington is $125,909 compared to $144,799 in Germantown (-13%). Germantown offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Arlington spend roughly 19.5% of their income on rent, more than the 14.6% in Germantown.