Apple Valley, MN vs Otsego, MN

Apple Valley, MN and Otsego, MN have a very similar cost of living, with only a 1.4% difference in their overall index. Apple Valley scores 116 while Otsego scores 118 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Apple Valley is $1,678/month compared to $1,696/month in Otsego — a 1% difference. Home values follow the same pattern: Apple Valley is more affordable at $354,200 median vs $367,200.

Median household income in Apple Valley is $99,277 compared to $127,219 in Otsego (-22%). While Otsego is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Apple Valley spend roughly 20.3% of their income on rent, more than the 16% in Otsego.