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Annapolis Neck, MD vs National Harbor, MD

180
Annapolis Neck
Maryland
VS
+23.8%
146
National Harbor
Maryland

There is a significant gap in the cost of living between these two cities. National Harbor is 23.8% cheaper than Annapolis Neck. With a cost index of 146 vs 180, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from National Harbor to Annapolis Neck should plan for substantially higher expenses across most categories.

On the housing front, median rent in Annapolis Neck is $2,805/month compared to $2,293/month in National Harbor — a 22% difference. Home values follow the same pattern: National Harbor is more affordable at $462,000 median vs $723,100.

Median household income in Annapolis Neck is $171,833 compared to $133,616 in National Harbor (+28.6%). While Annapolis Neck is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Annapolis Neck spend roughly 19.6% of their income on rent, less than the 20.6% in National Harbor.

Climate-wise, both cities share similar average temperatures (57.7°F vs 59.3°F). Annapolis Neck receives more rainfall at 44" per year compared to 41.8" in National Harbor.

Income & Cost

Cost of Living Index
Annapolis Neck
180
National Harbor
146
19% cheaper
Median Household Income
Annapolis Neck
$171,833
22% higher
National Harbor
$133,616

Housing

Median Rent
Annapolis Neck
$2,805
National Harbor
$2,293
18% cheaper
Median Home Value
Annapolis Neck
$723,100
National Harbor
$462,000
36% cheaper
Population
Annapolis Neck
12,484
National Harbor
4,418

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Annapolis Neck $3.11
National Harbor $3.26
US $3.07
🥚
Eggs (grade A, large)
Annapolis Neck $2.54
National Harbor $2.66
US $2.50
🥛
Milk (whole)
Annapolis Neck $4.09
National Harbor $4.28
US $4.03
🍞
Bread (white)
Annapolis Neck $1.88
National Harbor $1.97
US $1.85
🍗
Chicken breast
Annapolis Neck $4.20
National Harbor $4.41
US $4.14
Electricity
Annapolis Neck $0.21
National Harbor $0.20
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Annapolis Neck 57.7°F
National Harbor 59.3°F
Summer High
Annapolis Neck 86°F
National Harbor 90°F
Winter Low
Annapolis Neck 30°F
National Harbor 30°F
Rainfall
Annapolis Neck 44"
National Harbor 41.8"
Rainy Days
Annapolis Neck 0d
National Harbor 118d